the ultimate HELP debt guide

when should I pay off my HELP debt?

This question is often asked by the money money money community, especially with indexation changing in recent years. But should you prioritise paying it off, or should you just let your compulsory repayments do their thing? Glen James addresses this in the FREE HELP debt guide.

Providing the basics you need to know to make the decision right for you, Glen and professionals from his referral panel provide scenarios and case studies to help you understand how HELP debt works and what it impacts in your personal finances.

Inside you’ll find:

  • how the Higher Education Loan Program (HELP) works

  • key terms you need to understand

  • an update on the changes made in 2024

  • some scenarios illustrating how HELP debts impact lending capacity when buying a property

  • a case study of how HELP debts interact with financial advice

  • everything you need to consider about HELP debts before you jump in and pay it off.

Like all things in personal finance, your personal situation needs to be considered. There is no one-size-fits-all approach. But this ebook will help you understand your situation better, and give you the tools to make the decision that’s right for you.